UnionBank BAI Credit Card

Enjoy the perks of being a true-blue Cebuano! From special perks and discounts at home-grown restaurants, clubs, shops and department stores in Cebu to exclusive installment packages from various appliance, furniture, electronic stores and more! The UnionBank Bai Credit Card is Cebuanos perfect companion whenever and wherever as privileges extend to all the way to various Manila partner establishments…so that the fun Cebu life never stops. Earn 1 Reward Point for every P 25 spending charged to your UnionBank Bai Credit Card and redeem these points for cash rebates, free gas, free plane tickets, free dining and shopping! Plus more! Installment Program Enjoy life’s little luxuries with a payment plan that offers up to 36 monthly installment terms at 0% interest. Check out Lights Installment Partners! Auto-Charge Facility It’s time you leave your worries behind. Auto-charge your utility bills to your UnionBank Credit Card Bill Manager and have your finances taken care of. Enroll Now! Balance Transfer Take a deep dive with a Balance Transfer rate of 0.99%! Apply Now! Auto-Insurance Installment Plan Finally Car Insurance Just the way you want it! Only with UnionBank’s Car Secure insurance Program! Access Now! E-mail Statement of Account Because we know you live in the fast lane, get the ultimate rush with UnionBank CyberStatement…it’s your statement of account e-mailed to you immediately after statement cut-off date. Enroll Now! Internet Access It takes only a few clicks to get your Statement of Account, Transaction Details and Account Balance. Access Now! Mobile Banking It’s an anytime anywhere text convenience! Check your card’s current and available balance, pay your credit card bill from your UnionBank savings/current account, charge your SMART phone bill to your UnionBank credit card and reload your Smart Buddy! Currently available in SMART GSM mobile phones! Enroll Now! Discount Program We’ve lined up a whole lot of discounts, perks and freebies in restaurants, shopping, leisure and service outlets nationwide. Learn More! Rewards Program Because we know your many passions, get cash rebate, free gas, free plane ticket, free dining and shopping! Simply convert your Rewards Points to whatever you fancy! Payment Convenience We give you several ways to pay: Over-the-counter in numerous UnionBank and former iBank branches nationwide, drop payment anytime, any day at selected UnionBank ATMs, transact at thousands of MegaLink(including UnionBank) and Bancnet ATM nationwide or on-line at www.bancnetonline.com if you are a BancNet ATM cardholder. If you are a UnionBank depositor, make an auto-debit arrangement from your UnionBank savings or current account or pay on-line at www.unionbankph.com Credit Life Insurance U-Protect We guarantee protection for you and your family in the event of untimely death and disability, pays up to P 400,000 of your outstanding balance. Learn More! U-Secure It’s a double financial protection for your and your family up to P400,000 paid to your UnionBank Credit Card and cash paid to you or your family in the event of total permanent disability or death. Learn More! Open Number of Supplementary Cards Because your family and friends matter to us. Share the privileges of your UnionBank Credit Card to as many qualified family members and friends, from 14 to 60 years old. Enroll Now! Longer Credit Terms Enjoy up to 53 days Credit, 0% Interest from cut-off date to payment due date if full balance is paid For international purchases, enjoy the convenience of paying in Pesos. Cash Advance Facilities Seize more opportunities with ready cash! Flexible Monthly Payment Pay only 5% of total outstanding balance or P500, whichever is higher, or any amount in between. 24-Hour Customer Service Get assistance wherever you are in the world via telephone, fax, postal mail, email or through our website. Even on weekends and holidays. Reach us now! Worldwide Acceptance Take your business and pleasure to over 16 million establishments around the world displaying the VISA logo!