HSBC Credit Card Fees and Charges

Type of Fee Charge Visa/MasterCard Classic and RED MasterCard Visa/MasterCard Gold Mabuhay Miles Visa Classic Mabuhay Miles Visa Gold HSBC Premier MasterCard credit card Primary Card Annual Fee* P1,200 P2,400 P1,200 P3,000 WAIVED Supplementary Card Annual Fee* P600 P1,200 P600 P1,500 WAIVED Annual Mileage Rewards Program Fee (for Primary Cards) P500 per mileage program upon enrollment P500* WAIVED P500 per mileage program upon enrollment Finance Charge (computed using average daily balance) 3.5% per month (or 42% annually) 2.75% per month (or 33% annually) Cash Advance Fee 3% of amount drawn or P500, whichever is higher Minimum Amount Due 5% of outstanding balance or P500, whichever is higher Late Payment Fee 7.5% of the minimum due or P500, whichever is higher Overlimit Fee P500 shall be charged if card account is overlimit on cut-off date Returned Check Fee P300 will be charged for check payments which are returned due to reasons such as but not limited to insufficient funds, unsecured deposit, or any other reason resulting to bad faith the cardholder Sales Slip Retrieval Fee P275 for each sales slip retrieved upon cardholder's request Card Replacement Fee P400 for each replacement of lost, stolen or damaged card *First year waived courtesy: hsbc.com.ph