Mercury Drug Citi Card: a product review

Overview The Mercury Drug Citi Card allows you to earn rebates on every card purchase while still caring for you and your family's health and wellness.

2% rebate on all Mercury Drug purchases 0.5% rebate on non-Mercury Drug purchases1 Exclusive benefits, discounts and privileges at Merchant Partners Hospitals and Medical Clinics Clinica Manila Healthway Clinilab Medical Services Med Central Perpetual Succor Cebu Doctors' Hospital North General Hospital Mactan Doctors' Hospital South General Hospital General Santos Doctors' Hospital The Medical City Dr. Victor R. Potenciano Medical Services American Eye Center Asian Eye Institute Asian Renal Care Lifeline Arrows Manila Hearing Aid Sarabia Beauty and Wellness Beverly Hills 6750 Clarity Dermaline Fitness First Body Care Body and Face by Mendez Weighless Center by Mendez Others Osim HealthToday FREE 90-day Hospital Accident Insurance Coverage of up to P5,000 Automatic and hassle-free redemption Rebates on Mercury Drug purchases and non-Mercury Drug purchases will automatically be credited to your billing statement Citi World Privileges Enjoy preferential treatment, discounts and benefits by simply using your Citi Card in over 1,000 merchants in the Philippines and over 17,000 merchants in Asia and all over the world, all handpicked with you in mind. 1Mercury Drug Citi Card rebates on non-Mercury Drug purchases will have an annual cap of P5,000 based on a 12-month rolling period beginning on cardholder's approval date (e.g. If account was approved in October 1, 2007, cardholder can accumulate up to P5,000 in rebates until September 1, 2008)

courtesy: citibank.com.ph

My Personal Review:
I think Mercury Drug Citi Card is just a bit better than the Cashback, I give it 7/10

Good Side:

• The 2% rebate for mercury drug purchases
  
• The 0.5% for non-mercury drug purchases
• The up to 90 day P5,000 hospital coverage.
  
• Other perks from partner merchants
  

Bad Side:

• The 2% rebate when applied to MD products, gives no significant difference compared to buying these products elsewhere. I mean, at MD, prices are higher (that's my personal opinion though, and it only cover some of their items like infant formulas and baby needs compared to the malls).
  
• Anual fee is P1,800/annually. The rebates may seem sweet but calculate first how much you intend to the whole year and if the rebates will give you significant savings over the classic card which costs P1,200/year. The membership fee for the first year is free though.

On the bottom line, you could consider getting this type of card if you are an avid consumer of Mercury Drug, and if you can shoulder thye P1,800 annual fee. If you tend to go to clinics regularly, or you see yourself hospitalized anytime in the near future, certainly get this card to maximize its potential!